A bit about myself...


A few things I've learned along the way...

I've been fortunate to have had the opportunity to work and grow within an environment and career that I've thoroughly enjoyed. I've counseled individuals regarding their personal finances, I've managed areas such as counseling and customer service before finding my groove as the Marketing Manager for the company.

My real work history began when I started working for Debt Reduction Services Inc., a nonprofit credit counseling organization. I've been here for 15 years now and if you tack-on another year I spent with Sears in their credit counseling division then I've worked in this industry for over 16 years. I've learned so much over the years and I hope to share some of what I've learned with you as we work together towards living a life free from the burden of debt. I am an Accredited Financial Counselor with the AFCPE (Association for Financial Counseling & Planning Education) and have studied and received training certification in Military Counseling as well.

Now, some of my greatest money lessons came well before working in the industry. My Grandfather, Arnie, was a solid example in being thrifty. I swear the man could squeeze a quarter out of a dime if he had to. I was not so steadfast in my dealing with money and it took some hard lessons for me to dial it in and make the commitment to learning and acting upon what I had learned. Along the way I'll share some of those examples in the blog.

I think though the biggest money and life lessons came when I married and had children. It seems that no matter how much you think you're prepared there are invariably new financial challenges that spring up, especially early on.

Now, as I near 40, physical fitness is certainly coming to light. It's only getting easier and easier to pack on a few pounds and harder and harder to get them off. Money and physical fitness go together in many ways and we'll certainly explore that connection on a deeper level. 

Essentially, I hope to create a resource for you to learn about personal finance, an area I have a great deal of experience in and that together we add in physical fitness to the mix. I hope you share what you find works and if you have experiences others can learn from I absolutely would encourage letting others know. I'm a firm believer in helping others attain success. 

I may dabble in marketing talk here or there and if you have any questions about internet marketing, especially when it comes to SEO or marketing through Adwords be sure to ask and I'll provide you the best help I can.


Rick Munster

Some items on my bucket list

  • Hike & Explore Machu Picchu.
  • Fly in a helicopter.
  • Eat at Eleven Madison Park in NY.
  • Perform volunteer for an elder care program.
  • Attend the first NBA game in Seattle once the Sonics come back.
Getting ready for a zodiac ride of a lifetime down the Rio Serrano!

Getting ready for a zodiac ride of a lifetime down the Rio Serrano!

  • Get a tuneup in the Japanese language.
  • Write a book, whether it is published or not.
  • Get a redo on the Smithsonian Museums and spend ample time this time!
  • See an old friend that has escaped me for over 20 years now.

Me, a Mustang Suit and Patagonia...

I love traveling & I'd love to do more of it. You'll see many of my goals revolve around experiencing new places, people and things in life that create lasting memories.

I hope that I can show you ways to find your solid financial footing, that the inspiration and advice truly helps you formulate and stick with your goal of forever ridding yourself from the clutches of debt.

My honest opinion is that people don't always need to purchase a kit from some guru that's hashing out old principles and therefore enriching themselves at your cost.

What you may need is simply to have a place to find the information you need and the opportunity to engage with.

I encourage conversation, it helps us learn not only about others, but about ourselves. It helps us be accountable for ourselves because when we vocalize something to others it creates a larger commitment.

So, by all means read, share the information, comment on it and engage. It won't only help you, perhaps it'll inspire others along the way.